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　　People in America usually have two kinds of bank accounts. 　　First, they have a checking account. Those accounts don't usually pay interest,but they let people write checks. Checks are often used to buy things or pay for services. Some checking accounts are free, but others charge a monthly fee. 　　The second kind of account is a savings account. The more money is in the account, the higher the interest is. Very often, both savings and checking accounts areat the same bank. So, it's easy to transfer money between accounts. 　　Few people go to their banks for services. With all the big banks, you can do your banking by telephone, computer, or an ATM. At an ATM, you can deposit and withdraw money, check your balance, and transfer money. And people can use their AT cards topay for things, like at grocery stores and gas stations.        译文： 　　在美国的人通常会有两种银行账户。 　　*种是支票账户。这种账户银行不会付利息给您.而只让人们用它来开支票以支付支票金额。支票常用于买东西或支付服务费。有些银行免费提供支票账户，有些银行则会收一些月费。 　　第二种是存款账户。账户里的钱越多，利息就越高。人们经常将存款账户和支票账户设在同一个银行，那样在两个账户之间相互转账就会变得很容易。 　　很少有人会亲自到银行要求服务。所有大银行都可以让你用电话、电脑或是自动提款机来做账户的管理。用自动提款机，你可以存款、提款、查询余额和转账，而且人们可以用他们的金融卡来付钱，比如在超市或加油站付账时。 　　高频词汇 　　deposit    存款，储蓄 　　identification   身份证明:鉴定 　　memo   备忘录，便签 　　exchange rate   汇率 　　maturity date   到期日 　　urgent    紧急的         以上是由重庆美联英语小编为您整理的关于银行账户英语作文的全部内容。