到了国外，用钱是必然的。可能需要开户头，可能需要去兑换旅游支票等等。银行用语不能不学.要不然，很可能是手里有钱没法花.那岂不是很痛苦的事。在美国，银行工作时间一般是早上9:00到下午3:00，周一到周五营业。在办理有些业务的时候.如果没有某个银行的账户，该银行可能会不办理。          常用表达 　　1.I'd like to open an account during my stay here. 　　我想在停留此地期间开个户头。 　　2. Would you cash these traveler's checks, please? 　　你能帮我把这些旅行支票换成钱吗? 　　3. In ten dollar bill, please. 　　都换成10美元的。 　　4. Could I change these pounds for dollars, please? 　　请问，我能把这些英镑换成美元吗? 　　5. I'd like to know the exchange rate for yen. 　　我想知道日元的兑换率。 　　6. Could you tell me my balance? Here's my account number. 　　能否告诉我余额是多少?这是我的账号。 　　7. I would like to draw some money from my account. 　　我想从户头里提一些钱。 　　8. I need a checking account so that I can pay my bill. 　　我要开个支票账户，这样就能付账。 　　9. I was wondering if I could ask you some questions abouta loan I want to make. 　　请问，我能不能问你一些有关办理货款的问题? 　　10. Where is the Chicago Office of the Bank of America? 　　美国银行芝加哥分行在哪里?

  　　情景对话 　　A: What can I do for you, sir? 　　B: 1'd like to open an account. Can you tell me how to go about it? 　　A: Do you like to open a current account? A deposit or current account? 　　B: I think I'd like a deposit account. 　　A: OK. You have to fill out this form and let me see your ID card. 　　B: Is there any minimum for the first deposit? 　　A: Our minimum deposit for a savings account is 10 dollars. 　　B: Oh, I see. 　　A: Here is your passbook. Please bring it back when you deposit or withdraw moneyany time you like. Keep it well and inform us whenever you lose it. 　　B: Thank you so much. 　　A:先生，请问您要办理什么业务? 　　B:我想开一个账户。你能告诉我该如何办理吗? 　　A:你想开一个活期存款账户吗?定期还是活期? 　　B:我想要开个定期存款账户。 　　A:好的。你需要填写一下这个表格，另外还要给我看一下您的身份证. 　　B:*次储蓄有低限额吗? 　　A:我们储蓄存款的低存款额是10美元。 　　B:哦.我明白了. 　　A:这是你的存折，存取款时请带来。保管好存析，遗失请告诉我们。 　　B:非常感谢。